The Execyl Foundation provides the keys to financing at the service of companies

 

 

Fundación Execyl.

Execyl Foundation. IBERAVAL

Teresa Cetulio, president of Execyl, was in charge of welcoming the attendees by presenting the Commission on the ‘Keys to financing: at the service of companies’.

In his speech, Cetulio has highlighted “the importance of this commission within Execyl, aimed at providing knowledge on essential issues to undertake in the most classic sense, as well as to undertake within the companies themselves. otherwise, part of these core contents and it is a luxury to know first-hand both the strategic plan of Iberaval and the experience and the keys that SMEs use to obtain the necessary financing “.

After the presentation of the day, Cetulio has given way to Pedro Pisonero, general director of Iberaval, who has shelled his Strategic Plan 2017-2019, explaining the operation and direction of this guarantee society and making known what are his priorities, challenges and objectives that can serve the tool companies in order to obtain financing.

 

The new Strategic Plan of Iberaval has among its main areas of action the multichannel and digitalization of processes, the expansion of commercial segmentation, the strengthening of strategic alliances and a model of economically sustainable growth.

These are ambitious objectives that, according to statements by Pisonero, “will be articulated through a dozen action plans aimed at strengthening the operation, customer service, and modernization of the entity.”

In this same line, trying to bring companies experiences and guidelines that facilitate a negotiation as fruitful as possible with financial institutions, the director of business development AmbiNor, Mauricio Bermejo, has shared with all present a success story that your company puts into practice when it comes to getting financing in an effective way and within reach of anyone.

HOW TO MANAGE FINANCING

HOW TO MANAGE FINANCING

“When it comes to managing the financing of a company, the quantity obtained is as important as its quality and the adaptation to the real needs of the company.” In this sense, good planning is essential, as is establishing an adequate process. work during the negotiation with the entity to obtain conditions that are favorable, “says Bermejo.

Several interventions have served to generate an interesting debate and exchange of experiences regarding the search and negotiation of financing, moderated by Cecale, among the different assistants to the Commission: Michelin, Bodega Laderas de Valverde, Collosa, CaixaBank, Cecale, Confaes, Ediesa Group, Edipro, SpainDuero, Caja de Burgos Foundation, Iberacústica, Interbús, Vital Innova, AmbiNor and Iberaval.

Execyl is a private foundation consolidated as the Forum of reference at a regional level in the exchange of ideas and experiences of companies to achieve excellence in their business models. Efficiency, Innovation, ICT, and Support for Entrepreneurs and Entrepreneurs make up its four main lines of action.

At present, around 65 successful companies from Castilla y León, representative of the different activity sectors, actively belong and collaborate actively with Execyl, seeking to share knowledge and real experiences in order to make this region a collaborative, competitive and sustainable business environment.

Looking to the future, the Execyl Foundation works to break down barriers and lead new ways of doing business, trying to emphasize not only the results but especially how to achieve them.

Iberaval is the guarantee company (SGR) of Castilla y León. It is a non-profit financial entity that provides financing to SMEs, self-employed workers and entrepreneurs, through guarantees.

It has public participation-the Board, through ADE, has 14 percent of the shareholding-and the support of banks and employers, although the bulk of its capital is contributed by the participating partners, which are the entrepreneurs who, for get a loan or credit, become associates.

The great advantage that Iberaval brings is that it lengthens deadlines and reduces costs and types of costs. So, the quota for an Iberaval partner is always lower if it has an endorsement and allows you to amortize amounts in a longer period of time.

In addition, in Castilla y León, the regional government offers financial support and bonuses from programs such as ADE Financia, which has reached its 17th edition this year, and which reinforce that vocation of support for companies.

For its part, AmbiNor is a company oriented to provide companies and administrations with all the technical, legal and administrative support necessary to achieve success in projects with environmental implications or content. This company, which was born in the region 15 years ago, is present in different parts of the national territory, as well as in Central America.

Adimur executives meet with banking representatives to analyze the financial sector

 

 

Imagen del encuentro

Image of the SPOKESMAN meeting

Analyze the situation of banking and integration processes, the challenges facing the Spanish and European banks, the purchase of Banco Popular, the evolution of the different economic sectors of the Region have been some of the objectives of the work lunch organized by the Association of Directors of the Region (Adimur) with four financial entities operating in the Region.

At lunch work, sponsored by BAL Partners, Manuel Ruiz Escudero, president of Caja Rural Central; Olga Garcia Saz, Levante territorial director of BMN; Emilio Valencia Concha, territorial director of Murcia de Cajamar; and Carmelo Vera Hernández, regional director Murcia Sabadell Bank Center, according to sources of the spokesman in a statement.

The president of Adimur, Javier Navarro, stressed during the presentation that “the financial sector is one of the economic sectors that has suffered most during the crisis and still faces important processes of change such as the acquisition of Banco Popular”. He added that “a healthy and active banking is a sine qua non condition for a strong economy”. The president of Adimur was also concerned about the excess liquidity of the ECB and the federal reserve and the possible bubbles of sovereign debt that may be generated.

The regional director Murcia Sabadell Bank Center, Carmelo Vera Hernández, spoke about the digital challenge. In this regard, Vera pointed out that “Sabadell is committed to the customer experience as a long-term competitive advantage, 50% of our customers are digital and that is reason enough to mobilize the entire organization.”

“The bank is immersed in an intense process of transformation that has as a fundamental focus the client, based on its figure, our entity is weaving a new relational model that combines digitalization, the development of a comprehensive strategy of all its service channels. and the human factor, “he has indicated.

For his part, the territorial director of Murcia of Cajamar, Emilio Valencia Concha, has focused his intervention on the value of advice and the new model of Cajamar’s office. The attendees stressed that banks seek to reinvent the role of branches in their business, which, on the one hand, represent an important expense item, but also serve to build customer loyalty and provide a service to those who have not yet taken the digital step.

Valencia has affirmed that “in Cajamar we are going to try, as up to now, to give them the best of ourselves personally and digitally.” Our goals for the future are training, advisory services of the highest quality, proximity and commitment. all united by dialogue, communication and information with our customers, because it is the best formula to progress. “

The territorial director Levante de BMN, Olga García Saz, has focused her speech on the Law for the promotion of business financing, which “has as one of its fundamental objectives to promote and encourage the financing of small and medium enterprises (including self-employed workers) ) through two complementary channels: make banking financing more flexible and accessible and develop alternative means of financing “.

He also clarified that “one of the reasons that make it difficult to achieve the first objective is the informational asymmetry faced by credit institutions when they grant financing to SMEs, which complicates and makes it necessary to assess their risk”.

Finally, the president of Caja Rural Central, Manuel Antonio Ruiz Escudero, spoke about the solvent demand and stated categorically that “in the financial sector we are looking forward to receiving credit applications”.

Adimur is formed by more than 150 managers and executives of multinational and national companies with interests in the Region, as well as regional companies. Its objective is the growth and professional and personal development of the associate directors, as well as being a forum for the exchange of ideas and reflections on society and the role of the directors in it. It also aims to serve as a communication channel for managers with institutions and civil society.